Indusind Bank Avios Visa Infinite Credit Card Features , Benefits And Charges

Introduction :

The Indisind Bank Avios Visa Infinite Credit Card is a symbol of privilege and exclusivity. When we explore the complexities of this financial product, we find a plenty of advantages that completely transform the credit card experience.

Features :

1. Ability to Decide:
   • Choose the airline loyalty program that you want to join: The British Airways Executive Club or the Qatar Airways Privilege Club
   • To optimize your benefits, choose the foreign location of your choice.
2. Earn Avios and Take Advantage of Your Favorite Places:
   • Increase the amount of Avios you can earn with the IndusInd Bank Avios Visa Infinite Credit Card. Choose between the British Airways Executive Club and Qatar Airways Privilege Club to take advantage of milestone benefits that can total up to 50,000 bonus Avios annually.
   • At the foreign location of your choice, accrue expedited Avios.
     Use your Avios to book travel, lodging, rental cars, and much more.
3. Contactless features :
   • Daily payments made more quickly at merchant locations that accept contactless payments
   • shopping at more than 30 million card-accepting stores worldwide and at 10 lakh merchant locations in India
   • For making online purchases, traveling, paying utility bills, and purchasing movie tickets
   • secure e-commerce and online purchasing

Charges :

• Joining Fee – 40,000/-
• Annual Fee – 10,000/- ( *Annual Fee will be charged at the end of 12 months from the card issue date(period).)
• Add‑on Card Fee –
• Late Payment Charges –
  • Up to 100 – Nil
  • Between ₹101 – ₹500 : 100/-
  • Between ₹501 – ₹1000 : 350/-
  • Between₹ 1001 – ₹10000 : 550/-
  • Between ₹10001 – ₹25000 : 800/-
  • Between ₹25,001 – ₹50,000 : 1100/-
  • Above ₹50,000 : 1300/-
• Over Limit Charges – 2.5% of Over Limit Amount (subject to a minimum of 500 )
• Returned Cheque -Rs.250
• Balance Enquiry Charges on Non IndusInd Bank ATMs –
• Foreign Currency Mark‑up –
  • 1.5% at preferred destination,
  • 3.5% all other destinations.(GST applicable at the current rate, as notified by the Ministry of Finance, Government of India)
• Re‑issue/Replacement – Rs.100
• Charge‑slip Request – Rs.300
• Interest Charge – 3% Monthly ,36% Annually 

Eligibility Criteria :

Benefits :

• Unmatched Advantages for Foreign Travel:
  • Take advantage of first-rate experiences with free meet-and-greet services, a personal concierge, senior care support, international travel health insurance, a discounted foreign exchange markup at your preferred international destination, and much more.
• Welcome Benefits for the Avios Visa Infinite Credit Card from IndusInd Bank
  • Enjoy a whole new level of top-notch travel and adventure with your IndusInd Bank Avios Visa Infinite Credit Card. Enjoy the complimentary perks of your esteemed card!
  • To maximize your benefits, you can choose your preferred international destination and airline loyalty program partner with the card’s flexibility. No matter what you decide, you’ll be in for a world of delightful experiences!
• The advantages of selecting Qatar Airways Privilege Club as your preferred airline loyalty program are as follows:
  1. Free Gold membership level with the Privilege Club of Qatar Airways** 20,000 extra Avios
  2. Avios for the Welcome Bonus would be credited 15 days after the joining fees were received.
  3. After 45 days of receiving the joining fees, Qatar Airways would grant a complimentary Gold membership tier. Priority check-in and boarding, additional baggage allowance, free seat selection, access to Business Class lounges at specific airports, meet-and-assist services when traveling through Hamad International Airport, 15% off shopping and dining at Qatar Duty Free when paying with Avios, and many more special benefits are all available to you as a Gold member of Qatar Airways Privilege Club. Go to qatarairways.com/PrivilegeClub for further information.
• The advantages of selecting British Airways Executive Club as your preferred airline loyalty program are as follows:
  • Upon joining, receive 55,000 bonus Avios.
  • Welcome Bonus Avios will be credited 15 days after joining fees are received.
• Renewal Benefits :
  1. Benefits Renewal with the Preferred Airline Loyalty Program, Qatar Airways Privilege Club
     
     • Gold membership tier renewal: During the anniversary year, you can renew your Gold membership tier by spending the equivalent of QAR 14,000 on the Qatar Mobile app or www.qatarairways.com.
     • ** Bonus Avios of 5,000  (After receiving the renewal fees, 15 days would pass before bonus Avios were credited.)
  2. Renewing Benefits through the Preferred Airline Loyalty Program with British Airways Executive Club
     • 10,000 additional Avios *

Travel Advantages :

1. Meet and Greet Services
   • You can take advantage of two free meet-and-greet services annually at top international airports with your IndusInd Bank Avios Visa Infinite Credit Card for a smooth and stress-free travel experience.
   • These services include help with immigration, security, and a smooth check-in, among many other things. Either the primary cardholder or their travel companion may take advantage of this benefit.
   • The primary cardholder must be present during the trip in order for the travel companion to use the service. This advantage cannot be transferred.
     • Under meet-and-greet services, following services would be covered:
   • Customized one-on-one Assistance
   • greet and greet as soon as you arrive at the terminal
   • accompany and assist you throughout the airport to ensure a smooth immigration and security process.
   • Aid with security and baggage claim
   • Porter service for a maximum of three bags (based on availability)
2. Priority pass program
   • The cardholder will receive the Priority Pass Card at the mailing address they registered.
   • The Priority Pass Card must be present for the Cardholder to gain entry to a Priority Pass lounge.
   • If the Cardholder has any questions or concerns about how this lounge usage fee was billed, they should speak with Priority Pass directly.
   • All holders of the IndusInd Bank Avios Visa Infinite Credit Card are eligible for a complimentary Priority Pass membership.
   • No more than two lounge visits per calendar quarter by the Primary Cardholder are exempt from the USD 27 usage fees for visits to any lounge outside of India.
   • Primary Cardholder visits to any Priority Pass lounge in India are subject to usage fees of USD 27, which are not refundable.
   • There will be no reimbursement of the USD 27 usage fees for guests of Cardholders who visit any lounge in India or abroad.
   • As per Priority Pass regulations, usage fees for lounge access are subject to change.
   • Get free Priority Pass membership with the IndusInd Bank Avios Visa Infinite Credit Card, which entitles you to use international lounges all over the world. With Priority Pass, take advantage of two international lounge visits per calendar quarter.
3. Lounge Access
   • In India, take advantage of free airport lounge visits. As you wait to start your next adventure, unwind and take advantage of the fine dining, cozy seating, and complimentary wifi.
     
     With your IndusInd Bank Avios Visa Infinite Credit Card, you can use any of the participating domestic lounges for two free visits per calendar quarter.
4. Airway’s Benefits
   • 10% off all flights from India is available to Privilege Club members who use the IndusInd Bank Avios Infinite Visa Credit Card.
   • The Qatar Airways mobile app or www.qatarairways.com must be used to book all flights.
   • For each reservation, the promo code “IDSCB23” must be used in order to receive this benefit.
5. Travel insurance
   • Baggage lost: Rs. 1,000,000
   • Baggage delay: Rs 25,000
   • Passport loss: Rs 50,000
   • Lost a 25,000 rupee ticket
   • Rs 25,000 for a missed flight connection

Preferred International Destination Benefits :

There are a ton of interesting locations on the planet; pick your favorite foreign trip spot and make the most of your stay there.

1. Get accelerated Avios: At your chosen foreign location, earn 5 Avios for every INR 200 spent on Point of Sale (POS) transactions.*
2. A 1.5% discounted foreign exchange markup
   • Once the card’s anniversary year has passed, you can alter your desired foreign location. For every INR 200 spent on online transactions at your selected foreign location, you will receive one Avios.

How To Apply :

Apply through our website www.quickpolicy.in/indusind APPLY NOW

Documents Required : 

1. Identity Proof: Valid government-issued ID card.

2. Address Proof: Utility bills or any document verifying the applicant’s address.

3. Income Proof: Salary slips, income tax returns, or other documents validating financial capacity.

Offers for Visas:

• Immigration Meet and Greet Services at Airports:
• At more than 450 locations worldwide, Visa Infinite Cardholders can receive a 25% retail rate reduction on Airport Fast Track immigration services.
• Visa Airport Limo Transfer Program:
  • Use Luxury Airport Transfer Service to Make Your Trip Even Better. In major cities across the world, Visa Infinite Cardholders can receive 20% off retail prices on airport transfer services.

Conclusion :

Industrial and Commercial Bank IndusInd Bank offers a contactless credit card with a chip called the Avios Visa Infinite Credit Card. With the help of its contactless feature, you can make regular purchases at merchant establishments that accept contactless payments by just waving your card. Additionally, it can be used anywhere that accepts standard credit or debit card payments.