ICICI Bank Coral Credit card Features , Benifits and Charges

Introduction :

ICICI Bank Coral Credit Card is your pass to an exclusive world of benefits; it’s more than just a means of making payments. You can enjoy comfort and luxury through an easy redemption process with your ICICI Bank reward points. Your reward points can be redeemed for a wide range of items, including movie tickets, travel vouchers, and a variety of lifestyle products. Use your reward points to upgrade your lifestyle with cool devices, necessary appliances, and more. Using the ICICI Bank Coral Credit Card transforms shopping from a transactional activity to a chance to discover thrilling incentives every step of the way.

Features :

1.Visa’s offers –

• With incredible offers from Visa, live the good life wherever you are in India or overseas. Enjoy fantastic deals on wine, dining, and relaxation from upscale hotels, eateries, lifestyle boutiques, spas, and more.

2. The MasterCard –

• Introducing “Mastercard Moments,” an exclusive program designed exclusively for Mastercard cardholders. The core of this program is a plethora of extraordinary experiences created to uplift and enhance the lives of Mastercard users, with members having the opportunity to take advantage of extra perks.

To learn more, go to www.mastercardmoments.com

3. Access to Railway Lounges and Airports –

• Every quarter, receive one complimentary pass to a few Indian airport lounges. You can use this facility in the following calendar quarter if you charge at least Rs 5,000 or more to your card during one calendar quarter. Every additional access after the allotted number of free access will be billed at the rates specified by each lounge service provider.
• Every quarter, receive one complimentary pass to a few Indian railway lounges.
• Main cardholders will be the only ones with access to the airport and train lounges.

4. Savings on Fuel purchases –

• Enjoy a complete waiver of 1% on fuel surcharge every time you refuel. This offer is valid on a maximum expenditure of ₹4,000 per transaction at all HPCL pumps. To avail of the offer, ensure that you make the payment by swiping the card on ICICI Merchant Services swipe machines only. apply for this credit card

Charges :

Joining Fee – Rs. 500

Annual Charges – Rs. 500

Interest Rate/Finance Charges – 3.40% per month | 40.80% p.a.

Late Payment Charges

• Nil for amounts less than Rs. 100.
• Between 100 and 500 rupees: Rs. 100.
• Rs. 500 for amounts ranging from Rs. 501 to Rs. 5,000.
• Rs. 750 for amounts ranging from Rs. 5,001 to Rs. 10,000.
• Rs. 900 for amounts ranging from Rs. 10,000 to Rs. 25,000.
• Rs. 1,000 for amounts ranging from Rs. 25,001 to Rs. 50,000.
• Rs. 1,200 for amounts greater than Rs. 50,000.

Foreign currency markup – 3.5 % of the transaction

Cash advance charges – 2.5% of the transaction amount(subjected to a minimum of Rs.300)

Add-on card fee – nil

Reward redemption fees – Rs.99 per redemption

Return payment fee – 2% of the total amount

Reward Points :

• ICICI Bank Reward Points can be redeemed for a variety of items, including lifestyle items, appliances, mobile phones, movie and travel vouchers, and more. Shopping is really rewarding when you use your ICICI Bank Credit Card and ICICI Bank Reward Points!
• Earn two ICICI Bank Reward Points for each rupee you spend (excluding fuel) on your card.
• For every Rs. 100 spent on utilities and insurance categories, earn one ICICI Bank Reward Point.
• Get 2000 ICICI Bank Reward Points when you spend Rs. 2,00,000 on your card under the new ICICI Bank Milestone Rewards program. You will also receive 1000 ICICI Bank Reward Points for every rupee you spend over Rs. 1,00,000 in an anniversary year. You can earn up to 10,000 ICICI Bank Reward Points annually.
• The reward points you receive are added up with icici bank reward points every month

Savings :

Constant advantages and savings on Rs 3,60,000 in annual

Eligibility Criteria :

• The ideal candidate would be a resident of India and older than twenty-three.
• Should the candidate be a salaried worker, their yearly income must exceed ₹5 lakhs.
• If the applicant is self-employed, they must provide their most recent ITR documents; the bank will then verify their eligibility using those.

Benefits :

• BookMyShow Advantages
  • Take advantage of a 25% discount, up to ₹100, when you buy a minimum of two movie tickets on www.bookmyshow.com. This offer is good for two uses per month.
  • First-come, first-served policies apply to successful reservations, which are contingent on daily ticket availability.
  • Please click here to purchase your movie ticket and view the full Terms & Conditions.
• *The cashback that is applicable to the Book My Show feature on your American Express Credit Card will be credited to your customer statement within 60 days of the transaction, rather than being given as an upfront discount on the Book My Show app or website.
• INOX PROFITS
  • Take advantage of a 25% discount, up to ₹100, when you buy a minimum of two movie tickets per transaction via the Inox box office, Inox app, or www.inoxmovies.com . This offer is good for two uses per month.
  • First-come, first-served policies govern successful reservations, which are contingent on daily stock availability.
  • Get your ticket at www.inoxmovies.com right now.
• ICICI Bank credit cards not only provide these benefits and offers, but they also guarantee the safety and security of your transactions. An integrated microchip on our credit cards adds an extra layer of protection against card duplication and counterfeiting.
  • A Personal Identification Number (PIN) is an additional security feature on the new chip cards we are offering.
  • When making purchases at merchant outlets, you will need to input your PIN on the terminal.
  • Online transactions do not require this PIN.

How To Apply :

Apply through our website www.quickpolicy.in/icici

Documents Required : 

1. Identity Proof: Valid government-issued ID card.

2. Address Proof: Utility bills or any document verifying the applicant’s address.

3. Income Proof: Salary slips, income tax returns, or other documents validating financial capacity

Conclusion :

To sum up, the ICICI Bank Coral Credit Card is a flexible financial instrument that provides a variety of advantages, including travel and lifestyle benefits. Using this credit card as your go-to financial partner will open up a world of rewards and convenience. Improve your financial experience by working with ICICI Bank, the best credit provider in the business.