Au Bank Vetta Credit Card Benefits And Charges

Introduction :

One example of creativity and user-centered design is the au Bank Vetta Credit Card. This credit card offers a range of benefits that elevate financial transactions and goes above and beyond traditional boundaries to meet the varied needs of contemporary consumers.

Features :

Benefits on Birthdays for Cardholders

• When you complete one retail transaction on your birthday, you’ll receive 1,000 Bonus Reward Points.

Free Lounge Access at Airport Lounges

• One free lounge visit per quarter in India when using your VISA card.
• One free Priority Pass lounge visit per calendar quarter at all participating lounges. Priority Pass usage within India is subject to fees.

Railway Lounges:

• Add-on cardholders are eligible to take advantage of these Railway lounge perks during the specified number of complimentary visits.

• Two free lounge visits per calendar quarter are provided at railway stations when a VISA card is used.

Committed Concierge Services :

• With the help of our global concierge, personalize your leisure, entertainment, and travel experiences.
• Leave the planning of your ideal anniversary dinner, golf outing, or travel arrangements to us, and just unwind.

Fuel Surcharge Waiver :

• All fuel stations in the nation will waive 1% of fuel surcharges on transactions involving fuel between INR 400 and INR 5,000 (up to a maximum of INR 250 per statement cycle).

Offers for New Cardholders:

• Within 60 days of card setup, first-time cardholders can redeem vouchers worth INR 2000 on minimum retail purchases of INR 30,000.

Select your coupons from a variety of premium brands.

Use of Contactless Cards :

• For transactions up to INR 5000, use your AU Credit Card to make simple, safe, and rapid payments at participating merchants by simply tapping the card. No credit card PIN is required.

Xpress EMI :

• Transform your transactions totaling INR 2,000 or more into convenient EMI plans with a chosen tenure. To schedule your XpressEMI, simply give our Customer Care helpline a call.

Entire Protection Coverage :

• 50 lakhs for air accident coverage.
• Card Liability Cover: After notifying the bank of the loss, you are not liable for any fraudulent transactions made with your credit card in the unfortunate event that it is lost.
• You are also shielded from online fraud and card counterfeiting/skimming.

• Purchasing Security 25,000 Indian rupees or more

• Credit Defense up to five lakhs Indian rupees.
• Additional covers pertaining to travel (-In the event of lost or stolen luggage, flight delays, passport loss, or hijacking of an aircraft.)

Charges :

• The annual card membership cost is Rs. 2,999 plus any relevant taxes.
• The following are the requirements for the annual card fee waiver:
  • Rs. 40,000 in retail purchases made within 90 days of the card’s setup for the first year;
  • Rs. 1,50,000 in retail purchases made in the year prior to the card’s anniversary for the second year onwards;

Eligibility Criteria :

• Primary cardholder must be a resident Indian and be between the ages of 21 and 60.
• Add-on cardholders must be older than 18.

Benefits : Quarterly and yearly milestone Benefits

Quarterly milestone benefits –

• Get an extra 1,000 Bonus Reward Points upon reaching INR 1 lakh in retail spends* per quarter, in addition to 500 Bonus Reward Points for every INR 50,000 in retail spends* completed each quarter.
• Thus, with INR 1 lakh in retail spending*, you can earn up to 1,500 Bonus Reward Points every calendar quarter.

( *Note: The computation of Bonus Reward Points spends does not include fuel transactions or cash withdrawals. )

Yearly milestone benefits –

• Receive vouchers worth INR 1,000 when you spend at least INR 2.50 lakh at retail during your card’s anniversary year. Select your coupons from a variety of premium brands.

How To Apply :

Apply through our website www.quickpolicy.in Apply now

Documents Required : 

1. Identity Proof: Valid government-issued ID card.

2. Address Proof: Utility bills or any document verifying the applicant’s address.

3. Income Proof: Salary slips, income tax returns, or other documents validating financial capacity.

Reward program :

Accelerated Credit Card Rewards Program

• Earn four reward points for every INR 100 in retail purchases made at department stores and grocery stores.
• Two reward points for every 100 Indian rupees spent at retail* in all other merchant categories.
• Rent, Insurance, BBPS, Education & Government, Utility & Telecom categories earn one reward point for every INR 100 spent*.
• Reward points are not awarded for transactions involving cash, EMI, fuel, or Quashi Cash.

Conclusion :

In summary, the au Bank Vetta Credit Card represents a comprehensive response to contemporary financial needs, going beyond conventional credit offerings. This credit card raises the bar when it comes to maximizing rewards, streamlining transactions, and taking advantage of special benefits. With the au Bank Vetta Credit Card, where innovation and excellence collide, you can elevate your financial journey.