Doctors SBI Card ( In Association With IMA ) Features , Benefits And Charges

Introduction :

One outstanding option is the Doctors SBI Credit Card. We go deep into the nuances in our examination of its features, benefits, and advantages to provide a thorough guide for individuals looking for unmatched financial solutions specifically designed for the medical industry.

Features :

1. Indian Medical Association
   • The exclusive credit card connected to the prestigious Indian Medical Association
   • The largest voluntary organization representing doctors in the contemporary scientific medical system is called IMA.
2. Welcome Gift
   • Welcome e-gift card from Yatra.com, valued at Rs. 1500
3. Contactless Advantages
   • With the doctors SBI card everyday purchases are now simple. To transact, just tap your card at a secure reader.
   • Quick and easy: for routine small ticket purchases, there’s no need to search for cash or change, nor turn in your card.
   • Security: During a contactless transaction, the card never leaves your hand, greatly lowering the possibility of card loss and fraud from skimming. The special security feature of VISA Paywave ensures that only one transaction is processed, even if the card is tapped repeatedly at the reader, increasing security.
4. Global Acceptance
   • Over 24 million SBI card PULSE outlets worldwide, including 3,25,000 in India, accept your card.
5. Balance Transfer on EMI
   • While paying off your credit card debt, save money.
   • To receive a lower interest rate and make interest payments in installments, transfer the balance owing on your credit card from another bank to your SBI Pulse credit card.

Charges :

• Annual Fee – Rs.1,499
• Renewal FeeRs. 1,499
• Add-on Fee – Nil
• Cash Advance Fee
  • 2.5% of the amount withdrawn or Rs.500 (Domestic ATMs)
  • 2.5% of the amount withdrawn or Rs.500 (International ATMs)
• Finance Charges – 3.50% per month or 42% per annum
• Payment dishonor fee – 2% of the payment amount; minimum of Rs.450
• Statement request – Rs.100 per statement (more than 2 months old)
• Fee for cash payment  – Rs.250
• Late payment fee –
• From Rs.0 to Rs.500 – Nil
  • More than Rs.500 up to Rs.1,000 – Rs.400
  • More than Rs.1,000 up to Rs.10,000 – Rs.750
  • More than Rs.10,000 up to Rs.25,000 – Rs.950
  • More than Rs.25,000 up to Rs.50,000 – Rs.1,100
  • More than Rs.50,000 – Rs.1,300.
• Cheque payment fee – Rs.100
• Over limit fee – 2.5% of the over limit amount; (minimum of Rs.600)
• Rewards redemption fee – Rs.99
• Transaction of foreign currency  – 3.50%
• Card replacement fee – 100/-

Visa Privileges :

• Savor special benefits at more than 900 opulent hotels across the globe.
• Save up to 35% when renting a car from Avis.
• Save 15% on deluxe limousine airport transfer services.
• Take advantage of up to 10% off on Hertz vehicle rentals.
• Receive a special 20% discount on airport expedited immigration at more than 450 locations across the globe.

Eligibility Criteria :

• The applicant must be at least 21 years old.
• The applicant’s maximum age should be 65 years old.
• For three years, the applicant must be a salaried physician or a self-practicing physician.
• The applicant’s minimum yearly income should be Rs. 1,50,000.

Benefits :

1. Milestone Benefits
   • A Rs. 5,000 e-gift card from yatra.com/Bata/Shoppers Stop upon reaching a Rs. 5 lakh annual spending threshold.
   • Reversal of renewal fees for annual spending of Rs. 2 lakhs
2. International lounge program
   • free priority pass program membership, valued at $99
   • Four complimentary trips per year (maximum of two per quarter) to international airport lounges outside of India
   • access to over a thousand airport lounges globally
3. Domestic lounge program
   • Eight free trips to India’s domestic airport lounges annually (two visits maximum per quarter)
4. Fuel surcharge waiver
   • 1% fuel surcharge waiver available at gas stations all around the nation
   • Invest between ₹500 and ₹4000 on fuel to receive this benefit.

Reward Points :

• When booking travel, buying medical supplies, and making international transactions, cardholders can earn five times as many reward points.
• Spend on Doctor’s Day to receive five times as many reward points.
• For every Rs. 100 spent with the card, they can accrue one reward point.

How To Apply :

Apply through our website www.quickpolicy.in/sbi APPLY NOW

Documents Required : 

1. Identity Proof: Valid government-issued ID card.

2. Address Proof: Utility bills or any document verifying the applicant’s address.

3. Income Proof: Salary slips, income tax returns, or other documents validating financial capacity.

4. copies of medical degrees that have been self-attested or registration certificates from the State Medical Council or the Medical Council of India.

Conclusion :

To sum up, the Doctors SBI Credit Card is a financial empowerment tool for healthcare providers. Customized incentives, international acceptance, sophisticated money management capabilities, and robust security make this credit card the best option for physicians looking for a smooth combination of perks and convenience. Improve your credit history by applying for the Doctors SBI Credit Card right now.