ICICI Bank Amazon Pay Credit Card Features And Benefits

Introduction :

the ICICI Bank Amazon Pay Credit Card stands out as a versatile and rewarding option for users seeking a seamless blend of banking and e-commerce benefits. We delve into the intricacies of this credit card, shedding light on its features, benefits, eligibility criteria, charges, and the necessary documents.

Features :

1. Reward Cashback The extensive cashback program of the ICICI Bank Amazon Pay Credit Card is something it is proud of. For those who shop frequently online, Amazon.in offers lucrative cashback on purchases, making it an appealing option for consumers.
2. Waiver of Fuel Surcharge Bid farewell to additional expenses at the gas pump. For people who drive a lot, this credit card provides a handy fuel surcharge waiver, which helps them budget.
3. Points for Rewards Accumulation Each transaction adds to the total number of reward points you have. There is a wide range of rewards available for redemption with these points, including lifestyle items and travel vouchers.
4. Payment via Contactless With contactless transaction support, the ICICI Bank Amazon Pay Credit Card embraces the payment of the future and offers consumers a quick and safe payment experience.
5. No cost EMI for 3&6 months on Amazon.in
6. One R.P (reward points) is equal to one rupee which is directly added to your Amazon pay balance.

Eligibility Criteria :

• Age: Applicants should fall within the stipulated age bracket defined by ICICI Bank. ( Above 18 years)
• Credit Score: A healthy credit score is imperative for a successful application.(750)
• Income Criteria: ICICI Bank sets minimum income requirements, ensuring that cardholders have the financial capacity to manage credit responsibly.( for ICICI Customers Rs. 25,000 pm and Rs. 35,000 pm for non-ICICI Customers.)

Charges :

• Joining fee – NIL
• Annual fee – NIL
• Late payment fee
  • Below Rs. 100: Nil
  • Between Rs. 100 to Rs. 500: Rs. 100
  • Between Rs. 501 to Rs. 5,000: Rs. 500
  • Between Rs. 5,001 to Rs. 10,000: Rs. 750
  • Between Rs. 10,001 to Rs. 25,000: Rs. 900
  • Between Rs. 25,001 to Rs. 50,000: Rs. 1,000
  • Above Rs. 50,000: Rs. 1,200
• Over-limit charges – 2.50% on the over-limit amount (subject to a minimum of Rs 550)
• Return of cheque – 2% of the due amount
• Outstation cheque processing fee -1% of the cheque value, (subject to a minimum of Rs 100)
• Card replacement fee – Rs 100
• Foreign currency transactions – 3.50%
• Fee on cash payment at branches – Rs 100 per payment transaction

How to Apply :

Apply through our website www.quickpolicy.in/icici

Benefits :

1. Smooth Integration with Amazon Pay: This credit card offers a unified platform for managing both online and bank transactions by integrating seamlessly with Amazon Pay. With unmatched convenience, users can track their spending with ease and make payments.
2. Special Benefits : Only on Amazon in Anticipate special offers, price breaks, and first access to Amazon.in sales. Using the ICICI Bank Amazon Pay Credit Card turns regular purchases into a doorway to amazing deals and discounts.
3. International Recognition : This credit card guarantees worldwide acceptance, giving you financial flexibility no matter where you go whether you’re traveling or making purchases online.

Documents Required :

1. Identity Proof: Valid government-issued ID card.
2. Address Proof: Utility bills or any document verifying the applicant’s address.
3. Income Proof: Salary slips, income tax returns, or other documents validating financial capacity.

Conclusion :

To sum up, the ICICI Bank Amazon Pay Credit Card is a powerful financial instrument that combines the advantages of online shopping and banking. By being aware of the features, benefits, requirements, charges, and necessary paperwork, users can fully utilize this credit card and make every transaction satisfying.