HDFC Diners Club Black Metal Edition Credit Card Features , Benefits And Eligibility Criteria

Introduction:

HDFC diners club black edition metal credit card is a very good option for the people who spend high and travels frequently.This card was invented by FRANK MC NAMARA in 1950.It is one of the earliest cards in the country.

Features:

• The diners club black metal edition credit card is enabled for contactless payments with a high reward rate of 3.33% and 1:1 redemption ratio for flights and hotels bookings
• Buy 1 get 1free tickets on book my show
• Get 5x reward points on swiggy and Zomato
• On quater spending of 1.5 lakh rupees, get Rs 1,500 worth Marriott, decathlon and more vouchers free
• For every Rs 150 spent, 4 reward points are allowed
• For every calendar quater worldwide get 2 complementary airport lounge access

Eligibility Criteria

• For a salaried individual you should have a monthly income of 40,000
• For self employed members the age should be minimum of 21 years old and a maximum of 60 years old
• A good credit score is required probably 750 is mandatory
• You can either be an Indian citizen or a non-resident Indian

Proofs Required:

Identity proof – pan card, passport, driving license, aadhar card, voter id etc, any government approved photo id proofs.

Address proof – aadhar card, passport,voter id,driving license

Income proof – latest one or two salaried slips (not more than 3 months old) , latest form 16, bank statement of last 3 months

More Features:

1. You can redeem your reward points via smart buy or net banking
2. Reward points can be redeemed for flights and hotels via smart buy at a value of 1RP = Rs 0.5
3. You will get lounge access and also you can locate the airport lounges by downloading the diners club travel mobile app
4. Upto 10x RP through smart buy and 2x on weekend dining
5. Complementary golf courses across the world (6 per quarter)
6. You can book flight tickets across 150+ airlines and hotels of your choice
7. The bank offers a lifetime free credit card to alumni of selected educational institutions across India like IIT’s,MDI’s,IIM’s,ISB’s etc,.
8. You will get interest free credit upto 50 days 

Insurance Coverage:

Air accident insurance cover worth Rs 2 crore

Overseas emergency hospitalisation upto Rs 50 lakhs

Travel insurance cover upto inr 55,000 on baggage delay ($10 per hour restricted to 8 hours)

How to apply:

You can apply through our website www.quickpolicy.in/hdfc or you can visit the official hdfc website

Charges :

Joining/renewal membership – 10,000+applicable charges

Atm withdrawal fee.                – 2.5% for a withdrawal

Foreign transaction.                – 5% of the amount of cash advance

                                                      – 3% per transaction in us dollars

Conclusion:

So,the hdfc diners club black metal edition credit card is one of the luxurious cards with an exquisite design and robust security features.