Kotak Bank Mojo Platinum Credit Card Features , Benefits And Charges

Introduction :

At the height of financial sophistication, the Kotak Bank Mojo Platinum Credit Card redefines the credit card experience with its array of benefits and privileges. We explore the nuances of this esteemed card in this extensive guide, revealing the trade secrets that set it apart as a leading financial tool.

Features :

1. Safety features
   • The embedded EMV Chip adds another degree of protection.
   • For increased transaction security, use a 6-digit PIN.
2. Add on card
   • You can customize the spending limit on your Add-on Card.
   • Keep track of your spending independently for each Add-on Card.
   • For a nominal fee of just Rs. 299, apply now for an Add-on Card by clicking here.
3. Joining fees waiver
   • Get your Rs. 1,000 joining fee waived when you spend Rs. 30,000* within the first ninety days of the card’s issuance.

Charges :

Eligibility Criteria :

• The age range for the primary credit card holder should be between 21 and 65. The Add-on Cardholder must be at least eighteen years old.
• Location: Delhi (including Gurgaon and Noida), Ahmedabad, Bangalore, Chandigarh, Chennai, Hyderabad, Kolkata, Mumbai, and Pune
• Income: at least Rs. 4 lakh annually
• Must be an Indian citizen

Milestone program :

1. In addition to the Mojo points that you earn on every transaction, you can also be eligible for an extra 2500 reward points on meeting the below spends criteria. This is a quarterly milestone (quarters calculated from issuance date) and applicable for the first year only.
2. Customers will receive Reward Points within 45 days of the quarter’s end if they transact Rs. 75,000 or more.
3. Transactions that are settled within the milestone period will be taken into account for milestone benefits.
   • For example, if the milestone period spans from April 1, 2020, to June 30, 2020, the transactions

Benefits :

Mojo points :

• The shopaholic within you will be nourished by the Mojo Platinum Credit Card.
• For each Rs. 100 spent online, you can earn an infinite amount of 2.5 Mojo points.
• Earn an infinite number of Mojo points for every Rs. 100 spent on all other purchases, excluding gas and cash withdrawals.

How To Apply :

Apply through our website www.quickpolicy.in/kotak APPLY NOW

Rewards redemption :

• You can also call our customer contact center and submit a service request for the same to redeem each Mojo point at the value of Re. 0.40p against your outstanding statement.
• A minimum of 2,500 Mojo points must be redeemed via the customer contact center.
• One Mojo point is equal to Rs. 0.25 for all other redemption channels and methods.

Documents Required : 

1. Identity Proof: Valid government-issued ID card.

2. Address Proof: Utility bills or any document verifying the applicant’s address.

3. Income Proof: Salary slips, income tax returns, or other documents validating financial capacity.

Conclusion :

To sum up, the Kotak Bank Mojo Platinum Credit Card goes above and beyond the expectations of traditional credit cards. It redefines the credit card experience by providing rewards, privileges, and security, making it more than just a financial tool but also a key to an elevated lifestyle. Use this guide as a compass to help you navigate the financial landscape and realize the full potential of the Kotak Bank Mojo Platinum Credit Card.