HDFC Marriott Bonvoy Credit Card Features , Benefits And Charges

Introduction :

At the top of the game, the HDFC Marriott Bonvoy Credit Card redefines the credit card experience with its wide range of features, benefits, and fees. We go into all the finer points in this extensive guide so you can make an informed decision about why this credit card is worth it.

Features :

• 1 complimentary night upon joining fee realization
• Under the Marriott Bonvoy program, 10 elite night credits (EN’C)
• Marriott Bonvoy Silver Elite status is complimentary.
• Earn 4 Marriott Bonvoy points for every Rs. 150 spent on dining, travel, and entertainment.
• Earn 2 Marriott Bonvoy points for every Rs. 158 spent on all other eligible purchases.
• Earn 8 Marriott Bonvoy points for every Rs. 150 spent at hotels that are part of the Marriott Bonvoy program.
• Free golf access for two people worldwide per quarter (green fee waiver)

The following non-core product feature category will not earn Marriott Bonvoy points:

• Fuel
  
• Smart EMI / dial on EMI transaction
  
• Wallet loads / gift or prepaid card load / voucher purchase
  
• Cash advances
  
• Payment of outstanding balances
  
• Payment of card fees and other charges
  
• Government related transactions and rental transactions

Charges :

• 1.Annual fee Rs – Rs.3000
• 2.Joining Fee Rs  – Rs.3000
• 3.Interest rate  – 3.49% per month
• 4.Cash withdrawal fee – 2.5% of the withdrawn amount subject to a minimum of or Rs.500
• 5.Rewards Redemption Fee – Rs 99 per request
• 6.Over Limit Charges – 2.5% of the over limit amount subject to a minimum amount of Rs.50
• 7.Foreign Currency Transaction – 3.5%
• 8.Card Reissuance Fee – Rs 100
• 9.Card processing fees – Rs 100
• 10.Add-on Card charge fee – NIL
• 11.Late payment charges –
  • Less than ₹100 – Nil
  • ₹100 to ₹500 – ₹100/-
  • ₹501 to ₹5,000 – ₹500/-
  • ₹5,001 to ₹10,000 – ₹600/-
  • ₹10,001 to ₹25,000 – ₹800/-
  • ₹25,001 to ₹50,000 – ₹1100/-
  • More than ₹50,000 – ₹1300/
• Payment return charges – 2% ( subjected to a minimum of 450/- )
• Balance Transfer processing charges – 1%

Eligibility Criteria :

• Applicant can be salaried or self employed citizen of India
• If he/she is salaried then the age should be between 21 to 60 years and should have a gross monthly income > Rs. 1,00,000
• If he/she is self employed then the age should be between 21 to 65 years and should have ITR > Rs.15 lakh per annum

Benefits :

1. Welcome Benefits :
   • Upon joining fee realization, a complimentary night will be awarded, up to a maximum of 15,000 Marriott Bonvoy points.
   • 10 elite night credits (EN’C) under the Marriott Bonvoy program, along with complimentary Marriott Bonvoy Silver Elite status
2. Milestone Benefits :
   • 1 free night reward after qualifying purchases up to Rs. 6 lakhs during an anniversary year
   • When you spend Rs. 9 lakhs or more in an anniversary year, you’ll receive one complimentary night.
   • When spending Rs. 15 lakhs or more in an anniversary year, you can get one free night.
3. Lounge Access :
   • 12 free passes per year to use at domestic and international terminals in India when using the Marriott Bonvoy HDFC Bank credit card
   • 12 free passes outside of India per year when using a Marriott Bonvoy HDFC Bank credit card
4. Concierge
   • You can take advantage of the HDFC Marriott Bonvoy credit card’s exclusive concierge services. Clients can reach the concierge line between 9 a.m. and 9 p.m.
   • Toll free – 18003093100
   • Email – support@marriotthdfcbank.com

How To Apply :

Apply through our website www.quickpolicy.in/sbi APPLY NOW

Documents Required : 

1. Identity Proof: Valid government-issued ID card.

2. Address Proof: Utility bills or any document verifying the applicant’s address.

3. Income Proof: Salary slips, income tax returns, or other documents validating financial capacity.

Conclusion :

Finally, this guide acts as your compass when navigating the world of credit cards. With knowledge of the features, charges, and benefits of the HDFC Marriott Bonvoy Credit Card, you are well-positioned to make an informed choice that fits your goals and way of life. Accept the power of choice and allow the use of credit cards to demonstrate sophisticated living.