Au Bank Zenith Credit Card Features and Benefits

Au Bank Zenith Credit Card Features and Benefits
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Introduction :

With its abundance of features, benefits, and simple qualifying requirements, the AU Bank Zenith Credit Card is a strong competitor. Let’s examine all of the details of this financial tool, including how it works, what it costs, and what documentation is needed.

Features :

  1. Lower Mark-Up Fees on international transactions
  2. Lower cross-currency foreign mark-up fees of 1.99%
  3. Accelerated Rewards Points –
    • 20 Reward Points per INR 100 retail spends done on Dining at standalone restaurants.
    • 10 Reward Points per INR 100 retail spends done on international transactions, Grocery and Departmental stores.
    • 5 Reward Points per INR 100 retail spends done across all other merchant categories.
  4. Committed Concierge Services
    • Take Advantage of 24/7 Global Concierge Support for Travel, Entertainment, and Leisure

Eligibility Criteria :

  • Should be resident of India
  • The primary card holder age should be between 21 to 60 years
  • The add on card holder age should be above 18 years

Charges :

  • Joining/Annual Membership fee per annum (gst is excluded) –
    • INR 7,999
  • Charges on Cash Advance –
    • 2.5% of the amount withdrawn, subject to a minimum of INR 100
  • Fuel Transaction SurchargeFuel Transaction Surcharge:
    • 1% (maximum INR 1,000 per statement cycle).
  • Revolving Credit Charges – 1.99% every month
  • Overlimit Charges
    • 2.5% of the over limit amount, (subject to a minimum of INR 500)
  • Minimum Amount Due
    • 5% of the total amount due or minimum INR 100
  • Outstation Cheque Processing Charges – INR 25
  • EMI Conversion Charges
    • 1% of the amount being converted to EMI,( subject to a minimum of INR 99)
  • Late Payment Charges
    • Ranges from INR 100 to INR 1,100 basis Credit Card bill amount.

Benefits :

1. Enhanced protection –

The realm of credit is all about security. AU Bank Zenith guarantees a barrier against unauthorized transactions with sophisticated security features built right into the card, giving users peace of mind with every use.

2. Lifestyle Benefits –

Upgrade your way of life with special benefits like entertainment perks and shopping discounts. The AU Bank Zenith Credit Card transforms into a lifestyle partner in addition to a financial instrument.

3. International Recognition –

The AU Bank Zenith Credit Card offers worldwide acceptance, so it can be used anywhere in the world for all of your financial needs, regardless of where life takes you.

4.Pleasant Advantages –

  • On your first POS retail transaction, receive vouchers worth INR 1,000.
  • When your retail spends* total INR 1 lakh, you will receive 10,000 reward points as a bonus.

5.Free Lounge Access –

Airport Lounges

  • Four free lounge visits per quarter in India when using your VISA card.
  • Two free lounge visits per calendar quarter at all participating lounges outside of India when using Priority Pass. Priority Pass usage within India is subject to fees.

Train Lounges

  • Two free lounge visits per calendar quarter at train stations when using a VISA card.
  1. Milestone advantages –
  • quarterly benchmarks

coupons worth INR 1,000 for at least INR 2 lakhs in retail purchases every three months

  • Annual Benchmarks:

Free Epicure membership during the anniversary year of a credit card on purchases of INR 8 lakh or more

How To Apply :

Apply through our website

Documents Required :

1. Identity Proof: Valid government-issued ID card.

2. Address Proof: Utility bills or any document verifying the applicant’s address.

3. Income Proof: Salary slips, income tax returns, or other documents validating financial capacity.

Conclusion :

The AU Bank zenith credit card arises as a hearty monetary friend, joining elements, advantages, and straightforwardness. To hoist your monetary experience, consider the heap benefits this charge card offers of real value.

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