Hdfc Regalia first credit card Benefits And Features

Hdfc Regalia first credit card Benefits And Features
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Introduction :

One of HDFC Bank’s premium credit cards, the Regalia First Credit Card offers multifaceted benefits across a range of categories, including shopping, entertainment, and travel. You save more on travel expenses and receive accelerated reward points on credit card purchases. Let’s take a closer look at all the amazing deals and advantages that come with the HDFC Regalia First Credit Card.

Features  :

1. It is among the greatest credit cards for travel, offering a variety of dining advantages.

2. Requires you to accrue reward points and welcome benefits upon joining and renewing.

3. Reward points gained from annual spending.

4.Renewal fee waiver.

5. Free access to airport lounges for both domestic and foreign travel.

Eligibility Criteria :

  • You should have a minimum credit score of 700
  • Age limit should be between 18-65 years old
  • You can be self employed or you should posses an income that meets the card standards

Benifits :

  • gives you a welcome bonus of 1000 reward points and a renewal benefit of 1000 points after the fee is paid.
  • Get a free membership to the Priority Pass Program, which offers access to over 1,000 airport lounges worldwide.
  • In a calendar year, get three complimentary visits to priority pass lounges outside of India. After completing at least 4 transactions in the previous 60 days, you must apply to become a priority pass member.
  • In the event of an aviation accident, take advantage of comprehensive insurance coverage worth Rs. 50 lakh against multiple risks.
  • You are eligible to receive up to Rs. 10 lakh in medical emergency protection costs in the event of a medical emergency abroad.
  • Waiver of the 1% fuel surcharge
  • The “Good Food Trail” program by HDFC Bank was created

Reward structure :

  1. For every Rs. 150 spent on retail transactions, earn 4 reward points.
  2. Hotel and airline reservations made through can be paid for with the reward points that have been accumulated.
  3. For every anniversary year that you spend Rs. 3,00,000 or more, you will receive 5,000 Reward Points.
  4. Get an extra 2,500 Reward Points for every anniversary year that you spend Rs. 6,00,000 or more.

Documents Required :

1. Identity Proof: Valid government-issued ID card.

2. Address Proof: Utility bills or any document verifying the applicant’s address.

3. Income Proof: Salary slips, income tax returns, or other documents validating financial capacity.

Fee and Charges :

1.Annual fee Rs – 1000

2.Joining Fee Rs  -1000

3.Interest rate  -3.49% per month

4.Cash withdrawal fee – 2.5% of the withdrawn amount subject to a minimum of or Rs.500

5.Rewards Redemption Fee – Rs 99 per request

6.Over Limit Charges – 2.5% of the over limit amount subject to a minimum amount of Rs.50

7.Foreign Currency Transaction – 2%

8.Card Reissuance Fee – Rs 100

9.Card processing fees – Rs 100

10.Add-on Card charge fee – NIL

11.Late payment charges –

  • Less than ₹100 – Nil
  • ₹100 to ₹500 – ₹100/-
  • ₹501 to ₹5,000 – ₹500/-
  • ₹5,001 to ₹10,000 – ₹600/-
  • ₹10,001 to ₹25,000 – ₹800/-
  • ₹25,001 to ₹50,000 – ₹1100/-
  • More than ₹50,000 – ₹1300/

How To Apply :

Apply through our website

Conclusion :

In summary, the HDFC Bank Regalia First Credit Card offers an experience that goes beyond traditional credit card use. It redefines the standards of financial convenience with its unmatched features and exclusive benefits. Embrace a world of opportunities, unlock privileges, and improve your lifestyle with the Regalia First Credit Card.

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