My Zone Credit Card By Axis Bank Features , Charges And Eligibility Criteria

My Zone Credit Card By Axis Bank Features ,  Charges And Eligibility Criteria
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Introduction :

One particularly appealing option is the Axis Bank My Zone Credit Card. We explore all of this financial tool’s aspects, revealing its features, advantages, requirements for eligibility, costs, and application materials.

Features :

  • Rs.120 off on swiggy
    • Use the coupon code “AXIS120” to receive the discount. The maximum discount is limited to Rs. 120 per order. You may take advantage of the discount up to twice per month. The offer is valid on a minimum spend of Rs. 500.
  • Get one movie ticket free
    • Per customer, the maximum discount in a calendar month is Rs. 200.Use the “AXIS200” coupon code to receive the savings.
      When you purchase a movie, you do not receive reward points.
  • Free One-Year Subscription to SonyLiv
    • You can receive a complimentary annual subscription to SonyLiv Premium, valued at Rs. 999, when you use this card for the first time within 30 days of its issuance. The voucher code will be sent to the qualified clients’ registered mobile numbers via SMS. Your eligibility for a SonyLiv Premium membership renewal is contingent upon spending Rs. 1.5 lakh during the year of your card anniversary.
  • Save up to 1,000 rupees at Ajio
    (According to the information below, you can save up to Rs. 1,000 on your transactions at Ajio)
    • At Ajio, you can get up to Rs. 1,000 off with a minimum transaction of Rs. 2,999. Get the discount on a few items by using the coupon code “AJIOAXISMZ.” This deal will end on May 1, 2023.

Reward points

4 EDGE reward points on every Rs. 200 spent via this credit card

How To Apply :

Apply through our website Apply Now

Eligibility Criteria :

  • Age of the applicant should be between 18 to 70 years
  • You can be either salaried or self employed

Benefits :

  • One free pass per calendar quarter to certain airport lounges in India
  • 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4,000 (maximum of Rs. 400 per statement cycle).
  • Transform any transactions you make for more than Rs. 2,500 into EMIs.
  • Under the “Dining Delights” program offered by Eazy Diner, partner restaurants in India can receive up to 15% off (maximum of Rs. 500). This is valid for transactions of at least Rs. 1,500, twice a month.

Charges :

  • Joining Fee – Rs. 500 (or Nil* for few selective channels)
  • Annual/ Renewal Fee – Rs. 500( or Nil*for few selective channels)
  • Finance Charges – 3.6% p.m. (52.86% p.a.)
  • Late Payment Fee – ( For Outstanding Amount)
    • Less than Rs. 500 : Nil
    • From Rs. 501 to Rs. 5,000 : Rs. 500
    • From Rs. 5,001 to Rs. 10,000 : Rs. 750
    • Greater than Rs. 10,000 : Rs. 1,200
  • Fee for cash payment – Rs.100
  • Cash withdrawal fees – 2.5%(Rs.500 minimum)
  • Penalty on over limit – 2.5%
  • Dishonour fees, return check fees, and reverse auto debt – 2%
    • (subjected to minimise Rs.450 and maximum Rs.1500)
  • Transaction fee for foreign currency – 3.50%

Documents Required : 

1. Identity Proof: Valid government-issued ID card.

2. Address Proof: Utility bills or any document verifying the applicant’s address.

3. Income Proof: Salary slips, income tax returns, or other documents validating financial capacity, form 60 and 16

Conclusion :

In summary, the Axis Bank My Zone Credit Card is a complete financial product that combines features, benefits, requirements for eligibility, fees, and documentation in a seamless manner. This comprehensive review presents this credit card as a leading competitor in the financial market by giving prospective customers the knowledge they need to make an informed choice.

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